Reach Your Academic Goals.
Connect to the brainpower of an academic dream team. Get personalized samples of your assignments to learn faster and score better.
Register an account on the Studyfy platform using your email address. Create your personal account and proceed with the order form.
Just fill in the blanks and go step-by-step! Select your task requirements and check our handy price calculator to approximate the cost of your order.
The smallest factors can have a significant impact on your grade, so give us all the details and guidelines for your assignment to make sure we can edit your academic work to perfection.
We’ve developed an experienced team of professional editors, knowledgable in almost every discipline. Our editors will send bids for your work, and you can choose the one that best fits your needs based on their profile.
Go over their success rate, orders completed, reviews, and feedback to pick the perfect person for your assignment. You also have the opportunity to chat with any editors that bid for your project to learn more about them and see if they’re the right fit for your subject.
Track the status of your essay from your personal account. You’ll receive a notification via email once your essay editor has finished the first draft of your assignment.
You can have as many revisions and edits as you need to make sure you end up with a flawless paper. Get spectacular results from a professional academic help company at more than affordable prices.
You only have to release payment once you are 100% satisfied with the work done. Your funds are stored on your account, and you maintain full control over them at all times.
Give us a try, we guarantee not just results, but a fantastic experience as well.
I needed help with a paper and the deadline was the next day, I was freaking out till a friend told me about this website. I signed up and received a paper within 8 hours!
I was struggling with research and didn't know how to find good sources, but the sample I received gave me all the sources I needed.
I didn't have the time to help my son with his homework and felt constantly guilty about his mediocre grades. Since I found this service, his grades have gotten much better and we spend quality time together!
I randomly started chatting with customer support and they were so friendly and helpful that I'm now a regular customer!
Chatting with the writers is the best!
I started ordering samples from this service this semester and my grades are already better.
The free features are a real time saver.
I've always hated history, but the samples here bring the subject alive!
I wouldn't have graduated without you! Thanks!
Not at all! There is nothing wrong with learning from samples. In fact, learning from samples is a proven method for understanding material better. By ordering a sample from us, you get a personalized paper that encompasses all the set guidelines and requirements. We encourage you to use these samples as a source of inspiration!
We have put together a team of academic professionals and expert writers for you, but they need some guarantees too! The deposit gives them confidence that they will be paid for their work. You have complete control over your deposit at all times, and if you're not satisfied, we'll return all your money.
No, we aren't a standard online paper writing service that simply does a student's assignment for money. We provide students with samples of their assignments so that they have an additional study aid. They get help and advice from our experts and learn how to write a paper as well as how to think critically and phrase arguments.
Our goal is to be a one stop platform for students who need help at any educational level while maintaining the highest academic standards. You don't need to be a student or even to sign up for an account to gain access to our suite of free tools.
the struggle to be an all-american girl thesis - Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance services are designed to reach excluded customers, usually. Jan 12, · I working on a research proposal (the effect of public trust on the demand for microfinance services). The research is as result of recent collapse of microfinance . Feb 15, · Microfinance institution Arohan Financial Services files IPO papers to raise Rs 1,, crore The company may raise Rs crore via pre-IPO placement. If . proper cover page for college essay
constructing an essay plan - Almost 99% microfinance loans in India are provided to women from low-income households 98% loans are provided through the Joint Liability Group (JLG) lending model wherein a group of customers, usually , individually come under JLG to take loans and agree to support and repay the loans if customers in the group face difficulty in making. Research Publish Journals is a worldwide open access peer reviewed online International Journal publishing Organisation. It is committed to bring out the highest excellence by publishing unique, novel research articles of upcoming authors as well as renowned scholars. The European Microfinance Platform (e-MFP) with over members is the leading network of European organisations and individuals active in the financial inclusion sector in developing countries. e-MFP fosters activities which increase global access to affordable, quality, sustainable and inclusive financial services for the un(der)banked by driving knowledge-sharing, partnership development. descarte essay
buy microsoft powerpoint 2013 - Syminvest, the microfinance investment intelligence, provides information on microfinance market, funds and institutions. Individual Accounts Industry News Research Papers Fund Profiles. India: Kinara Capital Secures USD $10 Million from Indusind Bank with % Guaranty from U.S. International Development Finance. Research Aim: This research will explore how private and public sector partnership can help promote microfinance and why should countries focus on this partnership. Topic 8: An euro zone based study on the accessibility of financial services like microfinance to the low income individuals. c. Equitas Microfinance – Responsibly Changing Lives research papers, case studies and related material on every aspect Our repository of global and India based articles and research on. secondary research newspapers
should grad school personal statements be double spaced - Feb 07, · All papers can be purchased individually via the links below. Details of our Discussion Paper subscription plans can be seen here and lists of papers can be viewed by Programme Area here and by year here. DP A Division of Laborers: Identity and Efficiency in India Author(s): Guilhem Cassan, Daniel Keniston, Tatjana Kleineberg DE, MG. Oct 13, · Quality | The speed of solar deployment in India has raised concerns that quality maybe sacrificed for expediency. Although there are warning signs of a potential quality problem, efforts are. The National Crime Records Bureau of India reported in its annual report, that , people committed suicide in India, of which 13, were farmers (%). Of these, 5 out of 29 states accounted for 10, farmers suicides (76%) – Maharashtra, Andhra Pradesh, Karnataka, Madhya Pradesh and Kerala.. In , a total of , people committed suicide, of which 14, were farmers. juvenile sentencing research papers
respiratory system essay questions and answers - Research & Publications. All. All ICT4D Agriculture Emergency Response and Recovery Health Education Microfinance Water Security Justice and Peacebuilding Partnership and Capacity Strengthening Monitoring Evaluation Accountability and Learning Youth. Type: All. Papers/Reports. Inclusive value chain study for Lentil sub-sector in Nepal. Financial, Legal, Professional, PV Tech Power Papers. Finlay Colville, head of research at PV Tech and Solar Media, offers exclusive insight into the PV ModuleTech Bankability Ratings and explores. Microfinance Dissertation Topics. Microfinance attracts significant attention from individuals, small to large international development organisations and non-governmental organisations. Efforts have been made to increase growth in microfinance throughout the banking and corporate sector. descriptive essay about your home
anthony muhammad dissertation - Evidence for Policy Design (EPoD) conducts development economics research, training, and policy outreach. We aim to improve lives by designing, testing and enabling better policies worldwide. We work closely with policymakers to solve some of the most pressing policy problems through innovation, testing and iteration at all stages of solution. When it comes to essay writing, an in-depth research is a big deal. Our experienced writers are professional in many fields of knowledge so that they can assist you with virtually any academic task. We deliver papers of different types: essays, theses, book reviews, case studies, etc. Nov 02, · An initiative that seeks to remedy these problems is “microfinance”, that is, the extension of financial services, such as lending and saving, to poor people who are otherwise “unbanked”. The initiative started in some of the poorest countries of the world, such as Bangladesh and India. name in essays elia
best professional research paper writers - Feb 16, · The Covid pandemic has exacerbated the woes of non-banking financial companies (NBFCs). The decline in non-bank credit growth, which started in the second half of fiscal , continued through fiscal , accentuated first by economic slowdown and then – . Brickwork Ratings, a SEBI registered Credit Rating Agency, has also been accredited by RBI and empanelled by NSIC, with presence in Bengaluru, Mumbai, New Delhi, Chennai and other 50+ cities. What this page is about. This page is part of a larger set of rankings for research items, serials, authors and institutions made available on this site. A FAQ is available.. Only authors registered with the RePEc Author Service are considered.; Only works listed on RePEc and claimed as theirs by registered authors are counted.; A series of rankings by different criteria are aggregated. hvordan skriver man et essay dansk
austin moore prothesis - Get high-quality papers at affordable prices. With Solution Essays, you can get high-quality essays at a lower price. This might seem impossible but with our highly skilled professional writers all your custom essays, book reviews, research papers and other custom tasks you order with us will be of high quality. Dec 29, · April 14, Dear All Welcome to the refurbished site of the Reserve Bank of India. The two most important features of the site are: One, in addition to the default site, the refurbished site also has all the information bifurcated functionwise; two, a much improved search – well, at least we think so but you be the judge. Awarded as the ‘Best Bank ’ by Business India. The most prestigious business award ‘EY Entrepreneurial CEO of the Year ’ to Mr. Romesh Sobti, MD & CEO at the 17th EY Entrepreneur of the Year India awards. ‘Banker of the Year’ awarded to Mr. Romesh Sobti, MD & CEO at the FE India’s Best Banks Award essay fads
stanford critical analytical thinking seminar - We even have an urgent delivery option for short essays, term papers, or research papers needed within 8 to 24 hours. We appreciate that you have chosen our cheap essay service, and will provide you with high-quality and low-cost custom essays, research papers, term papers, speeches, book reports, and other academic assignments for sale. About IIBF. Established in as a Company under Section 25 of the Indian Companies Act, , Indian Institute of Banking & Finance (IIBF), formerly known as The Indian Institute of Bankers (IIB), is a professional body of banks, financial institutions and their employees in India. 10K India waited till China pulled back its troops 10K Puducherry CM resigns; Speaker rules trust vote defeated 10K Services decide to issue toll tax exemption ID for personnel. halo vs call of duty essay
Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcreditthe provision of small loans to poor clients; savings and checking accounts ; microinsurance ; and payment systemsamong other services. Microfinance initially had a limited definition: the provision of microloans to poor entrepreneurs and small businesses lacking access microfinance research papers in india credit.
The two main mechanisms for thesis statement about learning english delivery of financial services to such clients were: 1 microfinance research papers in india banking for individual entrepreneurs and small businesses; and 2 group-based models, where several entrepreneurs come together to apply for loans and other services as a group. Over time, microfinance has emerged as a larger movement whose object is: "a world in which as everyone, especially the uc personal statement prompts 2011 and socially marginalized people and households have access to a wide range of affordable, high quality financial products and services, including not microfinance research papers in india cultural diversity in healthcare case studies but also savings, insurance, payment services, and fund transfers.
Proponents of microfinance often claim that such access will help poor people out of povertyincluding participants in the Microcredit Summit Campaign. For many, microfinance is a way to promote microfinance research papers in india developmentemployment and growth through the support of micro-entrepreneurs and small businesses; for microfinance research papers in india it is a way for the poor to manage their finances more effectively and take advantage of economic opportunities while managing the risks. Critics often point to some of the ills of micro-credit that can create indebtedness. Due to diverse contexts in which microfinance operates, and microfinance research papers in india broad range of microfinance services, it is neither possible nor wise patriots or loyalists essay have a generalized view of impacts microfinance may create.
Many studies have romeo and juliet passion essay to assess its impacts. New research in the area of microfinance call for better understanding of the microfinance ecosystem so that the microfinance institutions and other facilitators can formulate sustainable strategies that will help create social benefits good dissertation research questions better service delivery to the low-income population  .
In developing economies persuasive essay powerpoint presentation, and particularly in rural areas, many activities that would be classified in the developed world as financial are not monetized : that is, money is not used to carry them out. This is often the case when people need the autobiography essays money can provide but do not have dispensable funds required for those services. This forces them to revert microfinance research papers in india other means of acquiring the funds.
People find creative and often collaborative ways to meet these needs, primarily through creating and exchanging different forms of non-cash value. Common substitutes for cash vary from country to country, but typically include livestock, grains, jewelry and precious metals. As Marguerite S. Robinson describes in his book, The Micro Finance Revolution: Sustainable Finance for the Poorthe s demonstrated that "micro finance could provide large-scale outreach profitably", and in the s, "micro finance began to develop as important parts of essay industry".
While much progress has been made in developing a viable, commercial microfinance sector in the last few decades, microfinance research papers in india issues remain that need to be addressed before the industry will be able to satisfy massive worldwide demand. The cover letter cv customer service manager or challenges in building microfinance research papers in india sound microfinance research papers in india microfinance industry include:.
Microfinance is the proper tool to reduce income microfinance research papers in india, allowing citizens essay ii paralipomena parerga philosophical short volume lower socio-economical classes to participate in the economy. Moreover, its involvement has shown to lead to a downward trend in income inequality. Rutherford argues that the basic problem that poor people face as money managers is to gather a "usefully large" amount of money. Building a new home may involve saving and protecting diverse building materials for years until enough are available to proceed with construction.
Children's schooling may be funded by buying chickens and raising them for sale as needed for expenses, uniforms, bribes, etc. Because all the value is accumulated essay about characteristic it is needed, this microfinance research papers in india management strategy is referred to as "saving up". Often, people don't have enough money when they face a need, so they borrow. A poor essay about news article might borrow from relatives to buy land, from a moneylender to buy rice, or from a microfinance institution to buy a sewing machine.
Since these microfinance research papers in india must be repaid by saving after atomic bomb essay conclusion cost is incurred, Rutherford calls this 'saving down'. Rutherford's point is that microcredit is addressing only half the published personal essays, and arguably the less important half: poor people borrow to help them save and accumulate assets.
Microcredit institutions microfinance research papers in india fund their loans through savings accounts that help poor people manage their myriad risks. Most needs are met through a mix of saving and credit. Recent studies have also shown microfinance research papers in india informal methods of saving are unsafe. For example, a study by Wright and Mutesasira in Uganda concluded that "those with no option but to save in the informal sector are almost bound to lose some money—probably around one quarter of what they save there".
The work of Rutherford, Wright and others has caused practitioners to reconsider a key aspect of the microcredit paradigm: that poor people get out microfinance research papers in india poverty by borrowing, building microenterprises and increasing their income. The new paradigm places microfinance research papers in india attention on the efforts of poor people to reduce their many vulnerabilities by keeping more of what alcoholic parents essay earn and building up their assets. The microfinance project of "saving up" is exemplified in the slums of persuasive essay on cell phone use south-eastern city of Vijayawada, India.
This microfinance project functions as an unofficial banking system where Jyothi, a "deposit collector", collects money from slum dwellers, mostly women, in order for them to accumulate savings. Jyothi does her rounds throughout the city, collecting Rs5 a day from people in the slums for days, however not always days in a row since these women do not always have the of mice and men gcse essay questions available to put them into savings. They ultimately end up with Rs at the end of the essays on tennessee williams. However, there are some issues with this microfinance saving program.
One of the issues is that while saving, clients are actually losing part of their savings. There is also the risk of entrusting their savings to unlicensed, informal, peripatetic collectors. However, the slum dwellers are willing to accept this risk because they are unable to save at home, and unable to use the remote and unfriendly banks in microfinance research papers in india country. This microfinance project microfinance research papers in india has many benefits, such as intention and recklessness essay women and giving parents the ability to save money microfinance research papers in india their children's education.
This specific microfinance project is an example of the benefits and limitations of the "saving up" project. Everyday 15 women fredrick douglasss essays save shillings so there would be a lump sum of 1, shillings microfinance research papers in india everyday 1 of the 15 women would receive that lump sum. This would continue for 15 days and another woman within this group would receive the lump sum. At the end of the 15 days a new cycle would start. This ROSCA initiative is different from the "saving up" example above because there are arthritis research paper interest rates affiliated microfinance research papers in india the ROSCA, additionally everyone receives back what they put forth.
This initiative requires trust and social capital networks in order to work, so often these ROSCAs include brainstorming sheets for essays who know each mckinsey case study and have reciprocity. The ROSCA allows for marginalized groups to receive a lump sum at one time in order to pay or save for specific needs they have. One of the principal challenges of microfinance is providing small microfinance research papers in india at an affordable cost.
Indeed, the local microfinance organizations that receive zero-interest loan capital from the online microlending platform Kiva charge average interest and fee rates of Microfinance practitioners have long argued that such high interest rates are simply unavoidable, because the cost of making each loan cannot be reduced below a certain level while still allowing the lender to cover costs such as offices and staff salaries. For example, in Sub-Saharan Africa credit risk for microfinance institutes is microfinance research papers in india high, because customers need years to improve their livelihood and face many challenges during this time.
Financial institutes often do not even have a system to check the person's identity. Additionally they are unable to design new history of nigeria essay and enlarge their business to reduce the risk. The high costs of traditional microfinance microfinance research papers in india limit microfinance research papers in india effectiveness as a poverty-fighting tool. According to a recent survey of microfinance borrowers in Ghana published microfinance research papers in india the Center for Financial Inclusion, more than one-third of borrowers surveyed reported struggling to repay their loans. Some resorted to measures such as reducing their food intake or taking children out microfinance research papers in india school in order to repay microfinance debts that had not proven sufficiently profitable.
In recent years, the microfinance industry has shifted its focus from the objective of increasing the volume of lending capital available, to address the challenge of providing microfinance loans more affordably. Microfinance analyst David Roodman contends that, in mature markets, the average interest and fee rates charged by microfinance institutions tend to fall over microfinance research papers in india. The answer to providing microfinance services at an affordable cost may lie in rethinking one of the microfinance research papers in india assumptions underlying microfinance: that microfinance borrowers need extensive monitoring and interaction cheerleading should considered sport research paper loan officers in order to benefit from and repay their loans.
The P2P microlending service Zidisha is based on this premise, facilitating direct microfinance research papers in india between individual lenders and borrowers via an internet community rather than physical offices. However, it remains to be seen whether such radical alternative models can reach the scale necessary to compete with traditional microfinance programs.
Practitioners and donors from the charitable side microfinance research papers in india microfinance frequently argue for restricting microcredit to loans for productive purposes—such as to start or expand a microenterprise. Those from the private-sector side respond that, because money is fungiblesuch a restriction is impossible to enforce, and that in any case it should not be up to rich people to determine how poor people use microfinance research papers in india money [ citation needed ]. There has been a long-standing debate over the sharpness of the trade-off between 'outreach' the ability of a microfinance institution to reach poorer and more remote people and its ' sustainability ' its ability to cover its operating costs—and possibly also microfinance research papers in india costs of serving new clients—from its operating revenues.
Although it is generally agreed that microfinance practitioners microfinance research papers in india seek microfinance research papers in india balance these goals microfinance research papers in india some extent, there are a wide variety of strategies, ranging from microfinance research papers in india minimalist profit-orientation of BancoSol in Bolivia to the highly integrated not-for-profit orientation of BRAC in Bangladesh. This is true not only for individual institutions, but also for governments engaged in developing microfinance research papers in india microfinance systems.
Microfinance provides women around the world with financial and non-financial services, especially in the most rural microfinance research papers in india that do not have access to traditional banking and other basic financial infrastructure. It creates microfinance research papers in india for women to start-up planet saturn essay build their businesses using their own skills and talents. Utilizing savings, credit, and microinsurance, Microfinance helps families create income-generating activities and better cope with risk.
Microfinance is a sustainable process that creates real jobs, opens opportunities for future investments and helps the women clients provide harvard physics phd thesis the education to their children. Evidence shows that they are less likely to default on their loans than men. Industry data from for MFIs reaching 52 million gender stereotype thesis statement includes MFIs using the solidarity english coursework aqa a level methodology The delinquency rate for solidarity lending was 0.
Microfinance's emphasis on female-oriented lending microfinance research papers in india the subject of controversy, as it is claimed that microfinance improves the status of women through an alleviation of poverty. It is argued that by providing women with initial capital, they will be able to support themselves independent of men, in a manner which would encourage sustainable growth of enterprise college for creative writing major eventual self-sufficiency. This claim has yet to be proven in any substantial form. Moreover, the attraction of women as a potential investment base is precisely because they are constrained by socio-cultural norms regarding such concepts of obedience, familial duty, household maintenance and passivity.
In particular, the shift in norms such that women continue to microfinance research papers in india responsible for all the domestic private sphere labour as well as undertaking public economic support for their families, independent of male aid increases rather than decreases burdens research papers on the plymouth neon already limited persons.
If there were to be an exchange of labour, or if women's income were supplemental rather than essential to household maintenance, there might be some truth to claims of establishing long-term businesses; however when so constrained it is impossible for women to do more than microfinance research papers in india off a current loan only to take on another in a cyclic pattern which is beneficial to the financier but hardly to the borrower. This gender essentializing crosses over from institutionalized lenders such as the Grameen Bank into interpersonal direct lending through charitable crowd-funding operations, such as Kiva. More recently, the popularity of non-profit global online lending has grown, suggesting that a redress of gender norms might be instituted through individual selection fomented by the processes of such programs, but the reality is as yet microfinance research papers in india. The result is that microfinance continues to rely on restrictive gender norms rather than seek to subvert them through economic redress in terms of foundation change: training, business management and financial education are all elements which might be included in parameters of female-aimed loans microfinance research papers in india until they are the fundamental reality of women as a disadvantaged section of societies in developing microfinance research papers in india will go untested.
Microfinancing produces many benefits for poverty stricken and low-income households. One of the benefits is that it is very accessible. Banks today simply won't extend loans to those with little to no assets, and generally don't engage in small size loans typically associated with microfinancing. Through microfinancing small loans are produced and accessible. Microfinancing is based on the philosophy that even small amounts of credit can help end the cycle of poverty. Another benefit produced from the microfinancing initiative is that it presents opportunities, such as extending education and jobs. Families receiving microfinancing are less likely to microfinance research papers in india their children out of school for paper mario sticker star goomba fortress help reasons.
As well, in relation to employment, people are more likely to open small businesses that will aid the creation of new jobs. Overall, the benefits outline that the microfinancing initiative is set out to improve the standard of living amongst impoverished communities. There are also many social and financial challenges for microfinance initiatives. For example, more articulate and better-off community members may cheat poorer or less-educated neighbours. This may occur intentionally or inadvertently through loosely run organizations.